Bankruptcy Profit and Loss Calculator

	INCOME
INCOME		Yourself	Spouse
	Monthly employment income (include average overtime)
	Support received
	Social Security or other assistance
	Pension or retirement income
	Other income

PAYROLL DEDUCTIONS
	Payroll taxes and Social Security
	Insurance
	Union dues
	Other deductions


	EXPENSES

	Rent or mortgage
	Property taxes
	Home owners/renters insurance
	Utilities
	Telephone
	Home maintenance
	Food
	Clothing
	Laundry & dry cleaning
	Medical & dental
	Transportation (not auto loans)
	Charity (church, etc.)
	Insurance (auto, health,etc) not deducted from wages
	Auto loan payments
	Support payments
	Offer & compromise IRS payments
	Student loans


	Calculate your income, living expenses and your monthly disposable income before credit cards


	TOTAL MONTHLY INCOME
	TOTAL MONTHLY LIVING EXPENSES
	TOTAL DISPOSABLE MONTHLY INCOME

	Total credit card indebtedness

	The program will calculate your estimated minimum monthly credit card payment and estimate if you have a monthly surplus or deficit

	Estimated credit card minimum monthly payments as calculated by this program. DO NOT ENTER THIS VALUE

	MONTHLY SURPLUS/DEFICIT


	How long will it take you to payoff your credit cards if you only make the minimum monthly payments? Just press this button for the answer.